I can be contacted at bgamall4 at Yahoo dot com. I am retired from government work where I had to work my ass off. Having raised 4 children in central California, I moved to Nevada and lived in bubble cities during and after the housing bubble and crash. I wanted to find out how the crash happened. I believe I was successful in assigning blame for the housing bubble. That is more important than understanding why it crashed. Here is the secret. Hot money contributed to both.

This was originally a blog about recourse loans. Here is the page that is dedicated to that subject. 

From time to time I give my opinions about the markets in articles on this blog. They are not to be taken as investment advice, but simply my opinion. I am not an investment counselor and my opinions could turn out to be wrong from time to time. 

I support tolerance of all religions. I oppose Zionist globalization, which is a political doctrine of recent origin, circa 1890's. It is not a religion as it includes regime change as a basic concept. 

I support free trade because the alternative is a slowing world economy. That is fact!

Please note, my religious view requires that I view the existence of Israel as a sign of the last hours before the coming of Christ. However, Zionism is not the true Zion of peace. If elect Christians live in Israel and as Palestinians it would be great! 

I took a DNA test. I have Ashkenazi Jewish cousins, 5th and 6th cousins, in the hundreds. I found out that the Palestinians are DNA cousins of my Ashkenazi Jewish cousins! One would hope Israel would give sober consideration to that fact because God cannot be pleased by the occupation. Making excuses is simply not right.

But for the racist bigots out there, the opposite of tolerance is bigotry. I hate bigotry against all races and ethnic groups, and that includes Muslims and Jews and Christians who I disagree with, and support tolerance, as it is the American way. Tolerance does not mean you embrace the opinions of others, but rather that you accept their right to express their views, always. 

Attention Reader: Satire Page Has Been Relocated. Please Click This Link.

Fast Forward to Today Post Housing Bubble and Crash

The central banks of the western world are in charge. So, you cannot fight the Fed when the Fed wants to keep interest rates low. The Fed wants to protect loans on the books of the banks, and interest rate swaps, by keeping interest rates low. The dark side of globalization has motivated me to change the name of my blog to Examples of Globalization as I share both economic and political abuses that have been brought on by globalization. 

Less than 50 percent of Americans believe they are middle class and over 75 percent of Americans live paycheck to paycheck. These facts show the impact of globalization and the weakening of labor while big capitalism flexes its multinational power.

The result of a low interest rate environment is very harmful to the general economy with housing booms and busts, but the alternative is a collapse of the financial system. The S & L crisis is the model the banking cartel wishes to avoid. In that debacle, the interest rates were raised to deal with inflation and the S & L's saw their low interest loans become impossible to afford.

Now, because of this circumstance, the Fed has one less tool with which to control inflation which is the ability to raise interest rates. However, the Fed has other ways to control inflation, like by keeping growth very slow in the real economy, by tanking the Stock Market which it also greatly influences, and by controlling the value of the dollar.  

Do to my total disdain for the elite globalist cabal, both because of economics and war policy, I have taken up satire and have received some compliments on more than a few articles. I made a book out of the first batch. 

My Work as a Contributor 

I contribute to Talkmarkets

I have contributed to Business Insider as Gary Anderson and to Seeking Alpha as Gary A. These are two major financial websites. I have contributed to satirical websites as well.

My Business Insider articles are provided free to that blog authored by Gary Anderson.

My Seeking Alpha articles are authored by Gary A.

I have been married since 1974 and live in Southern Nevada.

My Anti-Zionist Stance as I Reject Anti-Semitism Completely 

This is how I am an anti-Zionist. I do not advocate the destruction of Israel, but I do hope that worldwide globalist Zionism would be severely curtailed in the coming years. Supporting Israel with financial support while the occupation of the Palestinians continues makes one a Zionist. Supporting Israel with more aid than we give other nations of comparable size makes one a Zionist. The US government should not do it!

This is why I am not an anti-Semite.

I repudiate James L. Miller  

Please Support This Blogger:

Amazon ebooks are available here regarding the real causes of the housing bubble and the need to be careful buying a home going forward. The quick read showing Will Rogers' views on the bankers is quite helpful in really understanding the nature of the attack upon MainStreet then, now and going forward.

 If you have benefited from this blog, please purchase a book to support me. I am retired and can use the business! Thanks in advance. 

Also, read my Seeking Alpha Articles here for which I get a little financial credit:

Ben Bernanke's Diabolical Plan to Turn Mortgage-Backed Securities into Pristine Collateral

How the Fed Is "In a Box" in Terms of Creating Sound Collateral

*Disclaimer: I am not an investment counselor nor am I an attorney. My views of the markets are mine alone and are not professional advice. Seek an investment professional or attorney before making any investment decisions.

In understanding the desire on the part of the cabal for a more powerful new world order I urge you to read this article at my other blog entitled, Who Is In Charge of the world? I Believe the Cabal Is Identifiable


  1. Pretty slanted reading.

  2. I respect your right to free speech as I do mine. However, slanting against the banks causing the housing bubble (the central banks and the investment banks) is just speaking the truth. The little bubble starting now could morph into the same thing as we had before. If this happens the banks and media will blame the borrowers even as we document that the banks are doing everything under their power to blow another housing bubble.

  3. Your economic analyses are completely misguided and incorrect. You should stick to 9/11 conspiracy theories

  4. Thanks for the complement about 9/11. Tell me exactly where you think I have gone wrong on economic analysis.

  5. Racism is the lowest, most crudely primitive form of collectivism. It is the notion of ascribing moral, social or political significance to a man’s genetic lineage—the notion that a man’s intellectual and characterological traits are produced and transmitted by his internal body chemistry. Which means, in practice, that a man is to be judged, not by his own character and actions, but by the characters and actions of a collective of ancestors.
    Ayn Rand

  6. You don't have to be anonymous. But Ayn Rand's "libertarian" view of free association would trump her moral conviction against racism as I wrote here: http://www.businessinsider.com/ayn-rand-was-not-a-racist-so-long-as-libertarianism-is-fantasy-2011-10

  7. Ok, someone accused me of being a racist. So, had they identified themselves we could have had a debate about it. But since they did not they are deleted. I would urge that person to read this very carefully. I am not bashful about calling racists racist and until I trust that someone is not, I don't trust them period: http://www.examplesofglobalization.com/2014/04/british-court-ruled-that-anti-zionism.html


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